Stop hesitating and start acting!
We know times are tough and you aren't sure what to do. The one thing you do know one is that YOU need to do something. Maybe you are upside down in your home and tired of throwing good money at a bad problem, you can't afford your house payments anymore due to an adjusting loan, or you've tried talking with your lender and after months you have gotten nowhere.
Your bills are mounting, your credit cards are maxed, you are starting to receive creditor calls...it is time to let the experienced bankruptcy and real estate attorneys at the NDA Law Offices step in and take control of your problems. We will steer you in the right direction for YOU. We are one of the few law firms that can assist with BOTH your real estate needs (loan modification, principal reduction, forensic loan audit review, short sales, foreclosure assistance, and deed-in-lieu of foreclosure) and your bankruptcy needs so which ever option fits you and your needs the best. You can rest assured that our experienced attorneys can assist you quickly and competently. And, with our offer of a free consultation you have nothing to lose and everything to gain.
For further information or to discuss getting help with bankruptcy, short sales, or foreclosure we invite you to schedule a free confidential consultation with our experienced northern and southern California real estate and bankruptcy attorneys by calling us at 310-393-0077, or filling out our contact us form on our website. The confidential consultation is free.
Here are some of the basic options available to you when you work with us:
- Loan Restructure (Most Popular Alternative-more below) - We can negotiate with your lender to get your loan in good standing again. This can be accomplished through a separate payment plan for your delinquency or even adding the delinquency to the end of your loan. Sometimes we can even lower your monthly payment!
- Reinstatement - Pay your lender(s) all of your past due payments to bring your mortgage current. This option is rarely feasible.
- Refinance - Only a viable option if there is enough equity in your property available. Rarely feasible these days.
- Sell Your Home - You may simply sell your home before the Foreclosure Sale Date. Sometimes the home owner is unable to sell the home outright at the desired sale price and this is not an option.
- Short Sale - We may be able to negotiate a Short Sale on your behalf with your lender(s). In this instance the lender may take less than what you owe on the loan to avoid a lengthy and costly foreclosure process. You will benefit from using a team of attorneys and loss mitigators rather than doing it yourself or using a Realtor, we can get the short sale negotiated quicker and often with better results.
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